Quick answers about finr.

The essentials, without the marketing layer.

No. finr does not require a login, so your transaction history is not tied to a cloud account by default.

finr is designed around on-device processing for core tracking. Transaction parsing and storage stay local unless you explicitly export data.

Yes for core tracking. SMS parsing, transaction detection, summaries, and local history do not require a runtime network dependency.

finr is built to read transactional bank and payment alerts that indicate money credited or debited.

Yes. Transactions can be edited manually, including details used for review and cleanup.

Yes. finr supports category and subcategory tagging, and also seeds some categories automatically to speed up setup.

Where possible, yes. finr can infer bank details from sender patterns and SMS content.

Yes. finr includes weekly, monthly, and yearly analytics views with multiple chart types.

SMS access is used for transaction detection, and notification permission is used for summaries and spend alerts.

Yes. finr includes backfill support for older transactions missing bank-related enrichment.

No mandatory backend dependency is required for core SMS-based tracking.